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Customer Collections Account Representative – Remote (Michigan) – Full‑Time Client Relations & Debt Resolution Specialist

Work from home Full-time role Hiring

About careerzynith

careerzynith is a forward‑thinking leader in the technology‑enabled services sector, dedicated to empowering both individuals and organizations to reach their highest potential. With a reputation built on integrity, teamwork, and relentless innovation, careerzynith delivers cutting‑edge solutions that simplify complex processes and create lasting value for customers across the United States. Our mission is to foster a brighter future where every interaction contributes to mutual success, and every employee has the opportunity to grow, learn, and make a meaningful impact.

Why This Role Matters

As a Customer Collections Account Representative at careerzynith, you will be the first point of contact for our valued customers who need assistance managing their account balances. Your role is pivotal in preserving the financial health of our clients while delivering a compassionate, solution‑focused experience. You will blend analytical thinking with genuine empathy, turning challenging conversations into opportunities for resolution and goodwill.

Key Responsibilities

  • Serve as the primary liaison for customers contacting careerzynith regarding outstanding balances, providing clear information and courteous service.
  • Assess each account’s unique circumstances, negotiate payment arrangements, and guide customers toward the most suitable resolution options.
  • Document every interaction accurately in the careerzynith collections system, ensuring compliance with FDCPA, state, and local regulations.
  • Maintain a professional demeanor while handling high‑stress calls, demonstrating patience and emotional intelligence.
  • Collaborate with supervisors and cross‑functional teams to resolve escalated issues and continuously improve collection processes.
  • Adhere to attendance, punctuality, and break‑time policies, and attend mandatory in‑office meetings twice per month.
  • Identify patterns or recurring challenges in customer interactions and share insights with the team to drive process enhancements.
  • Participate in ongoing training sessions, compliance reviews, and quality assurance audits to uphold careerzynith’s high standards.
  • Promote careerzynith’s brand reputation by delivering consistent, respectful, and solution‑oriented communication.
  • Perform additional duties as assigned, supporting the broader goals of the collections department and the organization.

Essential Qualifications

  • Minimum age of 18 years.
  • High school diploma or equivalent; additional education or certifications in finance, business, or communications is a plus.
  • Demonstrated ability to stay engaged on the phone for extended periods without distraction.
  • Proficiency with computer systems, including the ability to navigate multiple windows, tabs, and CRM platforms simultaneously.
  • Strong attendance record and reliability, ensuring you are available when customers need assistance.
  • Excellent verbal communication skills, with a clear, friendly, and persuasive speaking style.
  • Basic understanding of debt collection regulations (FDCPA) and a commitment to ethical compliance.

Preferred Qualifications & Experience

  • Previous experience in collections, customer service, or a related call‑center environment.
  • Familiarity with collections software or CRM tools such as Salesforce, Zendesk, or custom careerzynith platforms.
  • Experience handling emotionally charged conversations and de‑escalating tense situations.
  • Demonstrated problem‑solving abilities and a track record of meeting or exceeding performance metrics.
  • Ability to work independently while thriving in a collaborative, remote‑first culture.

Core Skills & Competencies

  • Communication: Articulate ideas clearly, listen actively, and adapt tone to suit diverse customer personalities.
  • Empathy & Emotional Intelligence: Recognize and respond to customer emotions, building trust even in difficult conversations.
  • Negotiation: Craft win‑win payment plans that satisfy both the customer’s capacity and careerzynith’s collection goals.
  • Attention to Detail: Accurately record all interactions, ensuring compliance and data integrity.
  • Time Management: Prioritize tasks, meet call‑handling targets, and balance multiple responsibilities efficiently.
  • Technical Savvy: Comfortable using digital tools, navigating complex interfaces, and troubleshooting minor technical issues.
  • Resilience: Maintain composure under pressure, stay motivated, and bounce back from challenging calls.

Career Growth & Learning Opportunities

careerzynith invests heavily in the professional development of its team members. As a Customer Collections Account Representative, you will have access to:

  • Comprehensive onboarding and paid training programs that cover collections best practices, compliance, and advanced communication techniques.
  • Continuous learning pathways, including webinars, certifications, and mentorship from senior leaders in finance and customer experience.
  • Clear career ladders that can lead to senior collections roles, team lead positions, quality assurance, or broader finance and operations careers within careerzynith.
  • Opportunities to cross‑train in related departments such as billing, accounts receivable, and customer success, expanding your skill set and visibility across the organization.

Compensation, Perks & Benefits

careerzynith offers a competitive compensation package designed to attract and retain top talent. While exact salary is determined by experience, location, and role scope, the following benefits are standard for this position:

  • Hourly wage up to $15.56, with performance‑based incentives.
  • Paid training to ensure you start with confidence.
  • Medical, dental, and vision insurance options with employer contributions.
  • Paid time off (PTO) and holiday pay to support work‑life balance.
  • Employee discounts on careerzynith products and partner services.
  • Early access to earned wages through careerzynith’s wage‑advance program, allowing you to retrieve up to 50% of earned wages (capped at $500 per pay period).
  • Full‑time, non‑seasonal employment with a stable schedule.
  • Opportunities for career advancement and internal mobility.
  • Supportive remote‑first work environment with twice‑monthly in‑office collaboration sessions.

Work Environment & Culture at careerzynith

careerzynith fosters a culture that blends flexibility with accountability. Our remote workforce enjoys:

  • A collaborative virtual community where ideas are shared openly and every voice matters.
  • Regular virtual town halls, team‑building activities, and recognition programs that celebrate achievements.
  • A commitment to diversity, equity, and inclusion, ensuring a welcoming environment for employees of all backgrounds.
  • Robust health and safety policies that prioritize mental and physical well‑being.
  • Access to modern technology, ergonomic home‑office stipends, and IT support to keep you productive.

Application Process & Next Steps

If you are enthusiastic, results‑driven, and ready to make a positive impact on customers’ financial journeys, careerzynith wants to hear from you. To apply, please submit your resume and a brief cover letter outlining why you are the ideal fit for this role.

All offers are contingent upon successful completion of a drug screen, background check, and fingerprint registration.

Take the next step toward a rewarding career with careerzynith—where your talent meets purpose.

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