Fractional AML/BSA Compliance Consultant (MSB / Remittance Fintech)
Fractional AML/BSA Compliance Consultant (MSB / Remittance Fintech) Waari LLC is a FinCEN-registered Money Services Business (MSB) building a digital remittance platform serving the West African diaspora. Our platform enables money transfers from the United States to West Africa through mobile money networks including Orange Money, Wave, and MTN MoMo. We are currently pre-launch and targeting a Q3 2026 launch. We are seeking an experienced AML/BSA compliance professional to provide independent compliance advisory services on an as-needed basis. Current Needs We are looking for assistance with: Reviewing our AML/CFT Compliance Program Providing independent compliance oversight and recommendations Supporting partner due diligence and onboarding reviews Advising on Money Services Business (MSB) regulatory requirements Assisting with Louisiana Money Transmitter License (MTL) preparation Reviewing transaction monitoring, sanctions screening, and AML controls Supporting annual independent AML program reviews Serving as an independent compliance advisor to management Our Current Compliance Framework Waari currently operates with: FinCEN MSB Registration Stripe Identity KYC verification Plaid Signal ACH risk monitoring Comply Advantage sanctions and PEP screening Twilio Verify MFA Cloudflare Zero Trust access controls Formal AML/CFT Compliance Program Customer Identification Program (CIP) Transaction monitoring and velocity controls Preferred Qualifications 3+ years of BSA/AML compliance experience Experience with Money Services Businesses (MSBs), money transmitters, remittance companies, fintechs, or banking compliance Familiarity with FinCEN regulations and AML/CFT requirements Experience supporting regulatory examinations, partner due diligence, or licensing activities CAMS, CRCM, or similar certifications preferred Active LinkedIn profile and professional resume Engagement Structure Fractional / advisory role As-needed basis Hourly engagement Remote Immediate start Please include: Resume or LinkedIn profile Relevant AML/BSA experience Experience with MSBs, remittance, or fintech companies Hourly rate Availability Screening Question: Have you previously served as a Compliance Officer, AML Officer, MLRO, or consultant for a Money Services Business (MSB), remittance company, money transmitter, or fintech handling money movement? If yes, please briefly describe your experience.