Livestock Underwriter

We are Hiring! Livestock Underwriter Location: Remote The Details: We’re seeking a detail-oriented and motivated Livestock Underwriter to join our team. In this role, you’ll be responsible for underwriting, administering, and servicing livestock insurance policies written under federally reinsured livestock insurance programs. This position ensures policies are underwritten in accordance with RMA program handbooks, actuarial documents, underwriting procedures, and SRA requirements. The Livestock Underwriter supports agents and insureds through technical expertise, policy review, and program guidance while maintaining underwriting quality, data integrity, and regulatory compliance. What will you do: Review and underwrite livestock insurance applications, policy changes, and endorsements in accordance with RMA Livestock Program policy provisions, underwriting rules, and actuarial documents. Evaluate eligibility, insurable interest, livestock inventories, and coverage elections for programs including Livestock Risk Protection (LRP), Livestock Gross Margin (LGM), and other approved livestock products. Ensure compliance with applicable policy terms, Special Provisions, actuarial tables, and RMA underwriting procedures. Validate policyholder reported data including ownership documentation, production records, and livestock inventory records to ensure accuracy and insurability. Maintain working knowledge of RMA Livestock Insurance Standards Handbook, Loss Adjustment Standards Handbook (LASH), applicable underwriting procedures, and associated program bulletins and manager’s bulletins. Ensure policies are administered in compliance with the Standard Reinsurance Agreement and all applicable federal program requirements. Document underwriting decisions and maintain audit-ready files consistent with AIP record retention standards. Identify potential program vulnerabilities, reporting inconsistencies, or compliance concerns and escalate as appropriate.. Serve as a primary underwriting resource for agents regarding livestock program eligibility, policy provisions, and coverage elections. Provide guidance regarding reporting requirements, sales closing deadlines, coverage endorsements, and policy servicing transactions. Assist with agent training and onboarding related to livestock insurance program rules and underwriting expectations. Support agent retention and business development through responsive service and technical expertise What we are looking for: 1–3 years of relevant experience in underwriting, insurance processing, agriculture, or customer service. Associate or bachelor’s degree preferred; High School Diploma or GED required. Crop/Livestock insurance experience is preferred but not required. Highly detail-oriented and organized with excellent time management skills. Strong communication and interpersonal skills; able to convey complex information clearly. Proficient in Microsoft Office (Excel, Outlook, Word) and underwriting systems Customer-first mindset with strong problem-solving abilities. Team player who is flexible, proactive, and eager to learn. Comfortable in a fast-paced, dynamic environment with shifting priorities. Positive team player who thrives in a collaborative work culture. We love people who want to: Build strong relationships through transparency, trust, and respect for each other. Work in an agile environment, with a resilient mindset to find creative solutions to challenges. Collaborate and celebrate diverse perspectives, promoting inclusivity and equality. Do the right thing with strong conviction and integrity. Be bold and innovative to help make an impact. Demonstrable track record of working autonomously and driving progress Be intellectually curious, think creatively, and pragmatic If you thrive in a dynamic environment, and like working with happy, authentic, talented people, you'll enjoy a career with Palomar! What will you get in return? Full Suite of Medical Benefits Long Term Financial Incentives – STOCK! 401k with 3.5% Automatic Fully Vested Employer Contributions Competitive PTO + Holiday Program Lifestyle Spending Allowance Professional Development Assistance Career Exploration Opportunities Regular company-wide social events (even virtually!) To learn more visit us at www.plmr.com Diversity at Palomar At Palomar, we are committed to diversity, equality and inclusion in all facets of the organization. We have built an open culture that celebrates the diversity of our workforce, while actively championing equality and inclusion practices that make us a company people want to work with and work for. We believe that diversity, equality and inclusion yields greater organizational creativity and productivity, which helps us serve our customers and partners more effectively. Delivering on our diversity commitment returns greater value to our shareholders and ultimately makes a positive impact to the communities in which we do business and to the people who live in them #PalomarPride #Insurancejobs #hiring Accommodations: Palomar will consider reasonable accommodations to ensure a qualified applicant with a disability can be considered for the position. Palomar will also consider necessary modifications to the physical work environment, or to the way a job is usually performed, so an individual with a disability can perform the essential functions of the position. Additional accommodations will be considered that enable an employee with a disability to enjoy equal benefits and privileges of employment like those that are enjoyed by other employees without disabilities. For more information about our company, visit us at www.plmr.com. Palomar is an Equal Opportunity Employer. No phone calls or agency solicitation please CCPA Job Applicant: Pay Range: $60,000 - $70,000 + Bonus Potential & Participation in our Competitive Long-Term Incentive (LTI) Program. The above pay range is for all US-based roles based on function and level, benchmarked against companies of similar size and scope. To be compliant with local legislation as well as provide greater transparency to candidates, we disclose salary ranges on all job postings regardless of the desired job location. We also offer a competitive annual discretionary bonus program and the opportunity for annual long-term incentive stock grants. In addition, we offer a highly competitive benefits package. Final offer amounts are determined by multiple factors, including candidate experience and qualifications, and may vary from the amounts listed above.